Investment Property Profit Calculator

For those of you who seem to have an interest in becoming the land lord, there are many things to consider before deciding that a rental property is for you. (I know in my case, I am just in the investigative stage where I am just trying to learn what ever I need to be able to be good at it and not lose my shirt)

I guess thebiggest risk is to find out that you are not making money and actually losing money out of your pocket with what you called an investment.

Check out this article by a guy who seems to be pretty good at finding the diamonds in the rough to make money with. Not only that, he defines what he uses to figure out if a property is worth investing in and what price point is required to make it profitable. A great read.

http://www.violentacres.com/archives/224/formula-for-calculating-the-profitability-of-a-rental-property

About Me...

I realized that in order to make a blog interesting to readers, it is important to let them know where you are coming from so that you know what and why certain aspects of the financial world interest you.

I am a married male, who is a recent graduate (mid 20's)from university in the computer field. (A geek) I work in my field of study and have been doing so since 2005. My wife and I are expecting our first child in November of 2008 which is extremely exciting for us.

I have been interested in business and finance since I was in high school. I like to read about planning for retirement and anything to do with entrepreneurial matter. For example, stock photography and Google Adsense are both ways that you can generate a new income stream. I am also interested in the investment property idea although my wife feels that now is not the time to work on this interest.

It should be noted that I could be considered a cheap skate and am frugal for most things. I do have a budget and track spending on a regular basis and find it important to calculate net worth on a monthly basis. One of my personal goals is to eliminate my mortgage quickly although I do struggle with the idea of paying down the mortgage versus investing the money.

That is a little bit about me,

Reducing the Risk of Oil Prices in our Lives

Most people in the world are getting sick of seeing new highs in the price of oil day after day. These new highs will definitely impact our lives as these costs will be passed on to the consumer so it will become more and more expensive to use vehicles that consume oil.

I found this nice article that is all about limiting your liability to oil and how the price of oil actually impacts the value of your house. It is a great read for anyone who has some interest in the price of oil, which is most of us!

http://www.altenergystocks.com/archives/2008/03/neutralizing_your_peak_oil_risk_1.html

Is the Stock Market and Accurate Reflection of the Economy?

Many feel that the stock market indices are a reflection of what is actually going on in the economy as a whole. Do you believe it? This is a great article on the initial purpose of the index and how it was at one point, much more accurate with respect to a reflection of the economy.

Have a quick read...


http://www.globeinvestor.com/servlet/story/RTGAM.20080320.wdrohan0321/GIStory/

A Bull Market on the Way?

Here is a great article by someone who feels that a bull market is just around the corner. Equities are cheap right now so get in while you can...

http://network.nationalpost.com/np/blogs/tradingdesk/archive/2008/03/18/canadian-stocks-cheapest-in-30-years-new-cyclical-bull-market-near-for-us-strategist-says.aspx

Oil Prices are Rediculous

Well, at least one analyst says that the price of oil is insane and is not related to the fundamentals of supply and demand. Everyone is watching the prices at the pump go up, day after day, but we don't seem to understand whats going on. This is a short read on the desparity of the price of oil versus the actual laws of supply and demand.

http://www.globeinvestor.com/servlet/story/RTGAM.20080312.woilprices0312/GIStory/

Up Up and Away

With the price of oil these days rising at an unsustainable rate, I think we all wonder what the consequences of these high prices are. Oil reached over $107 USD a barrel which is twice as high as it was even 2 years ago.

Hopefully these insainly high prices will force the automobile industry to provide consumers an alternative to the average consumer who wants a vehicle to limit dependence on oil. Unfortunately, the governments likely will need to force this by offering money or restricitions. We will see.

See this article on the prices of oil
http://www.financialpost.com/story.html?id=365909